Business Accounts

Commercial Checking

• Designed for businesses of all types with activity volumes greater than 100 transactions per statement cycle (transactions are debits, credits and/or deposited items).
• $100.00 required to open this account.
• Offers an earnings credit allowance on your average collected balance which may offset per item charges.

Small Business Checking

• Designed for businesses of all types with activity volumes less than 100 transactions per statement cycle.
• $100.00 required to open this account.
• $1,500.00 average collected balance required to avoid monthly maintenance fee of $5.00.
• 100 free transactions per statement cycle (transactions are debits, credits and/or deposited items). $0.25 per each additional transaction over 100.

Organizational Checking

• Designed for organizations and unincorporated associations.
• $100.00 required to open this account.
• $100.00 daily balance required to avoid monthly maintenance fee of $5.00.
• 50 free transactions per statement cycle (transactions are debits, credits and/or deposited items). $0.25 per each additional transaction over 50.

Small Business Interest Bearing Checking

• Designed for sole proprietors and/or non-profits with less than 100 transactions per month.
• This account is interest bearing.
• $2,500.00 required to open this account.
• $2,500.00 average collected balance required to avoid monthly maintenance fee of $10.00.
• 100 free transactions per statement cycle (transactions are debits, credits and/or deposited items).

Business Savings

• Designed for businesses of all types.
• This account is interest bearing.
• $500.00 required to open this account.
• $500.00 daily balance required to avoid monthly maintenance fee of $10.00.
• $2.00 excess withdrawal fee for each withdrawal over twelve (12) per statement cycle (3 months).

Money Market

• Designed for businesses of all types with limited activity.
• This account is interest bearing.
• $2,500.00 required to open this account.
• $2,500.00 average collected balance required to avoid monthly maintenance fee of $10.00.
• Six (6) transfers allowed per statement cycle. A $5.00 service charge will be assessed for each transfer over six (6) per statement cycle.

Note:  When you open an account, you will be given full disclosures related to your account type.