Personal Accounts

Freedom Checking

• No monthly service charge or minimum balance as long as there is one Direct Deposit into the account each Statement Cycle.
• Unlimited transactions.

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Regular Checking

• $300.00 average collected balance required to avoid monthly maintenance fee of $5.00.
• Unlimited transactions.

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Basic Checking

• No minimum balance requirement.
• Ten (10) free withdrawals per statement cycle. $.25 per withdrawal over 10 per statement cycle.

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Gold 55 Checking

• Exclusively for those over 55 and over.
• $100.00 minimum daily balance required to avoid monthly maintenance fee of $5.00.
• Unlimited transactions.

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Student Checking

• Designed for full-time students ages 18 to 24.
• No minimum balance requirement.
• Unlimited transactions.

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NOW Interest Bearing Checking

• $1,000.00 required to open account.
• This account is interest bearing.
• $1,000.00 minimum daily balance required to avoid monthly maintenance fee of $10.00.
• Unlimited transactions.

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Super NOW Interest Bearing Checking

• $1,000.00 required to open this account.
• This account is interest bearing.
• $1,000.00 minimum daily balance required to avoid monthly maintenance fee of $10.00.
• 25 free withdrawals per statement cycle. $.25 per withdrawal over 25 per statement cycle.

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Statement Savings

• $100.00 required to open this account.
• This account is interest bearing.
• $200.00 minimum daily balance required to avoid quarterly maintenance fee of $5.00.
• $1.00 excess withdrawal fee for each withdrawal over eighteen (18) per quarterly statement cycle.

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Money Market

• $1,000.00 required to open this account.
• This account is interest bearing.
• $1,000.00 minimum daily balance required to avoid monthly maintenance fee of $25.00.
• Six (6) transfers allowed per statement cycle. A $5.00 service charge will be assessed for each transfer over six (6) per statement cycle.

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Christmas Club

• Available in various weekly amounts.
• Club account period is 50 weeks.
• At the end of the club account period in October, the funds in the account will be mailed to you by check.

 

Note:  When you open an account, you will be given full disclosures related to your account type.